Fern Terra of Owensboro The Finest in Assisted Living

Our mission is to meet the needs of interested persons desiring our services. Our concept is: Less people, more space and more services. We also want to provide a measure of security that will assure the contentment of knowing someone is near and that someone cares.

Fern Terra is located on a beautifully landscaped 4-acre campus along the Ohio River. We offer spacious furnished or unfurnished 1, 2 or 3 bedroom apartments ranging from 860 to 1,600 sq. ft. with 9 ft. ceilings. Each apartment includes a complete kitchen, 2-3 closets and large handicap accessible bathrooms. Residents may personalize their suite with their own furniture and decor. Our residents may come and go as they please. We have private entrances and ample room to entertain overnight guests.

Services & Amenities


  • Individually controlled heating and air conditioning
  • Emergency call system in each suite
  • Paid utilities (excluding cable and private phone)
  • Cable-ready television service
  • Private patio/balcony
  • Pet-friendly apartments
  • Overnight guests welcome

Housekeeping & Maintenance

  • Daily light housekeeping with thorough weekly cleaning
  • Linens laundered weekly
  • In-house washer and dryer or no charge laundry facilities located on each floor
  • Interior and exterior maintenance
  • Grounds keeping
  • Appliance repair and replacement

Assistance Provided

  • Activities of Daily Living
  • 24-hour staffing
  • Assistance with self administration of medications
  • Scheduled local transportation
  • Bed checks if desired

Stay fit, active & involved

At Fern Terra, it’s easy to stay fit and active. Our on-site fitness center and nutritious gourmet cuisine help keep you in top form. Maintaining an active lifestyle keeps the mind occupied. Our well-rounded activity programs provide the opportunity to enjoy a variety of activities and explore new interests – all in the company of others.

Social Activities

  • Three nutritious meals per day served in our restaurant style dining room
  • Elegantly decorated commons areas
  • Full activity calendar tailored to residents’ interests
  • Extracurricular areas including library, exercise room, crafts and card room, theater and safe room
  • Chapel (all denominations)
  • Beauty salon

Chef-prepared, restaurant-style dining.

Our commitment to providing exceptional food and dining services is just one of the many ways we express our care and concern for our residents. Chefs who are trained in the country’s finest kitchens prepare our residents’ meals. Only the freshest ingredients are used. Special requests are welcomed and may even end up on the menu. Dining at our campus isn’t only about eating a meal; it’s a culinary adventure!

Taste how good life can be!

Residents at Fern Terra enjoy a dining experience that embraces seasonal ingredients and provides wholesome selection and variety. Our goal is to prepare delicious food that is as nutritious as it is enjoyable. Our culinary staff and dining services team members have fully embraced ongoing education, development and training to ensure best practices are evident and nutritional needs are met or exceeded in every course we serve.

Whether our residents choose to dine in their suites or join others in our dining room, our meal services are designed to create a superior dining experience, including:

  • Restaurant-style dining – Meals are served tableside in courses
  • A variety of delicious, nutritional meals
  • Alternate meal options available on our Café Menu
  • Open breakfast daily from 7 a.m. to 9 a.m.
  • Fresh salad bar available all week
  • Juice, coffee and Pepsi products available anytime
  • Old-fashioned, hand-scooped ice cream
  • Holiday events featuring culinary classics
  • Monthly Sunday Brunch
  • Taste of the Town – Local restaurants featured monthly
  • Quarterly Themed Dinners – Unique activities and a distinctive dining experience
  • Private dining rooms for special events and family gatherings

View the Fern Terra sample menu